Our Story
At Car Pawns Only, we believe financial stress shouldn't stop you from moving forward. We started with a simple vision: to create a loan experience that led with honesty and moved with speed.
Our mission is to provide transparent, asset-based lending that bridges the gap for people when they need it most. By focusing on the value of your vehicle rather than your credit score, we offer a professional and respectful path to immediate liquidity, ensuring every customer walks out with the cash they need and the peace of mind they deserve.
The Professionals Behind Your Loan
Honest service starts with honest people. Meet the experts dedicated to getting you the capital you need today.
Han Nguyen
Founder & Lead Appraiser
Elizabeth Nguyen
Assistant Manager
Thanh-Tu Do
Office Manager
Frequently Asked Questions
Who is eligible for a vehicle pawn loan?
Eligibility is simple: if you own your vehicle outright with a clear title and can provide valid identification, you qualify. We welcome all applicants and focus on your asset's value rather than your previous credit history.
Will a poor credit score affect my application?
Absolutely not. We do not perform traditional credit checks. Your vehicle acts as the sole collateral for the loan, which allows us to provide honest, fast funding to those who may be stressed by conventional banking hurdles.
What happens if I encounter trouble with repayment?
We understand financial situations can be unpredictable. If you struggle to repay, we urge you to get in touch immediately. Our mission is to work with you on flexible terms that help you reclaim your car fairly.
How long does it take to walk out with cash?
Our process is built for maximum speed. From appraisal to signing simple paperwork, most customers receive their funds on the same day—often within an hour. There are no long credit checks or hidden fees.